Services

Buying a property is one of the most significant investments you’ll ever make in your lifetime.   We can help make the biggest purchase of your life easier.

Whenever you purchase your first home decide to purchase your next residence or invest in an income property, you probably have many questions about financing your project. We will be happy to work with you to find the right mortgage and strategy for your unique needs.

At any point during your mortgage term, you can choose to refinance. If you find your regular payments difficult to manage, or if your interest rates are high, you may want to reconsider other mortgage lenders and options. Our brokerage team can help facilitate the mortgage refinancing process. We’ll browse through a vast selection of lenders, locating mortgage plans that best work for you.

When your mortgage term comes to an end with an outstanding balance, it will be necessary to renew your mortgage. This is an ideal opportunity to reconsider your options: You can change lenders or renegotiate your terms, taking advantage of incentives like lower interest rates. Our team of mortgage brokers can simplify the mortgage renewal process for you and help you pay off your mortgage loan sooner.

At any point during your mortgage term, you can choose switch or transfer your mortgage. If your interest rates are high, you may want to reconsider other mortgage lenders and options.

First-Time Home Buyer.

Before you buy your new home, you need to secure the services of a mortgage broker. With the right mortgage broker by your side, you’ll have access to many mortgage products otherwise unavailable to you. What’s more, you’ll have an experienced professional determined to get you a low-interest mortgage that satisfies your immediate and future needs.

With many lenders at our disposal—many of which are exclusive to brokers— we’ll make sure you obtain the mortgage you need to move closer to homeownership.

Self-Employed Heros.

If you are a self-employed individual or business owner, you might be wondering what your options are for homeownership. Our team can help!

We will locate the most cost-effective lenders and options for your needs, providing invaluable advice at each stage of the process. You can count on us to get you closer to the home of your dreams.

To learn more about our services or to schedule a mortgage consultation, reach out to us now.

Second Mortgage.

If you are struggling to meet pressing financial deadlines or responsibilities, you may be wondering if you can utilize the value of your property. A second mortgage allows you to access your home equity without selling your home.

To find out more about the benefits and risks of taking out a second mortgage, get in touch with one of our mortgage expert. Our dedicated team has been providing homeowners with the very best advice and guidance for years. We can help you apply for a second mortgage and give you access to the area’s best lenders.

Refusal at the Bank.

Nobody enjoys being denied, especially when it comes to your mortgage. While mortgage applications are approved most of the time, sometimes you can run into bumps along the way that can lead to a mortgage application getting denied.

Our team of professionals will sit down with you and go over your situation. Together, we will find a way to make it work. Most of the time, a solution is right there waiting to be action.

Give us a call today, we understand the felling you are going through and you will be treated with respect and compassion.

Consolidate Everything.

Using your home equity to consolidate debts is a great way to replace high interest credit cards negatively affecting your credit score with a lower interest loan. It can often reduce monthly payments by hundreds, sometimes thousands of dollars to make things more manageable and increase your cash flow.

When you will contact us to consolidate your debts, we will look at your situation, ask you questions to better understand your financials. We will provide you with few scenarios for you to consider.

Going Separate Ways.

In the event of divorce or separation, a spousal buyout is a mortgage financing option used to buy out your spouse’s equity on a shared property. For a spousal buyout to be applicable, all parties to the transaction must be currently registered owners of the property in question. They’ll also need a formal Separation Agreement and Purchase Agreement from their lawyer.

Make sure to consult us to see if this kind of mortgage program would be right for you.

Home Equity Line of Credit.

Take advantage of the equity in your home with a Home Equity Line of Credit (HELOC). Our team of specialists at Team Orléans can introduce you to a wide array of lenders and guide you through the HELOC application process step-by-step.

Contact us to schedule a no-obligation consultation and get started on your home equity line of credit application today.

Rebuild Your Credit.

Contrary to popular belief, a bad credit score doesn’t disqualify you from a low-interest mortgage. Team Orléans has established a reputation in Canada for connecting borrowers with troubled credit history with feasible financing solutions and reasonable rates. Our team is experienced in helping prospective borrowers determine eligibility and create a stable, responsible payment plan. Don’t let a poor credit score hold you back from your homeownership goals. No matter what your credit score may be, we can help you find a lender and loan perfectly matched for your financial situation.

Find The Lowest Mortgage Rates in Canada.

Working with a mortgage broker is the most viable option to secure a low-interest variable mortgage. We’ve spent years building our lender partnerships. Our mortgage advisors are adept at sourcing one-of-a-kind financial solutions that fit the needs, goals, and lifestyles of our clients.

With us, your mortgage rate, term length, and conditions will work in your favour. Save time and money. Book an appointment with us today.