Mortgage Products & Programs
Mortgage Products
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Purchase.
We can help make the biggest purchase of your life easier.
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Refinance.
Don't miss out. Equity takeout for renovations, leisure, education and more.
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Renewal.
At your renewal, let us negotiate a better rate with no fees. Oh! The savings you could accumulate.
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Switch/Transfer.
Let us do the shopping for you and enjoy the savings! Transfer your existing mortgage and save.
3 Straightforward Steps
Apply online or schedule a meeting with our team.
Review our scenarios and determine which strategy meets your needs.
You receive your commitment and sign on the dotted line. Easy Peasy.
We negotiate with these lenders,
so you don’t have to
and many more.
Not sure where to start? We can help
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Homeowners.
Whether you're buying your first house, moving across the country, or simply renewing your mortgage, let us find the perfect solution to finance your property.
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Income Properties.
You are looking to buy a rental property; we have the expertise and knowledge to support you and secure the best product available for your transaction.
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Entrepreneurs.
Finding a lender to finance your commercial mortgage is not as easy as it may seem. As your commercial mortgage agent, we will look closely at your needs and present you the best available mortgage product.
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Financial Advice.
Navigate out of the financial pitfalls to achieve success through simple strategies, life lessons and common sense. Education is the key to future financial freedom and the first step to reducing your debt levels.
Frequently Asked Questions
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You trust a specialist for your vehicle, health, and finances, so why not trust a specialist for your mortgage?
Our team of Mortgage Agents is licensed by provincial jurisdiction and trained to find YOU the best mortgage. Whether that’s freeing up more cash for your day-to-day expenses or finding you the absolute best rate based on your financial history, our goal is always to find the best solution for you.
While banks and other financial institutions have access to products like bank accounts and mutual funds, we have access to many lending options. We can secure financing from well-known banks or from non-traditional lenders.
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We are based in the region of Ottawa/Gatineau and provide bilingual services throughout the province of Ontario and Quebec.
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The time from initial application to closing varies from application to application. The initial meeting with your broker is a quick process, usually taking no more than twenty minutes.
After your initial meeting, your broker will send the application to a lender for approval. Depending on the lender, an approval or denial can take anywhere from 24 to 72 hours.
Once approved, the client must provide all the necessary documents to meet the lender's requirements. A list of the most required documents can be found on our website.
Once all documents are received and approved by the lender, all broker conditions are said to be lifted. This essentially means that you have met all the conditions set by the lender. Once this step is complete, it usually takes at least 10 business days to sign the final documents with the lender, as well as any required legal documents with an attorney. Once these formalities are completed, the funds will be sent to the individual on the closing date.
Overall, the mortgage process can take anywhere from a few weeks to a few months, depending on the situation.
Find answers to questions like these, and more, on our full FAQ page.